Have you guys heard of
Smartypig.com? Think INGdirect or SallieMae Savings accounts, but better. It allows you to save for specific goals at a 1.35 APY! You can create multiple goals in a single account and each account will earn interest. Once you reach the goal, you can choose to buy a gift card from any of their participating retailers (which offer extra cash back), such as amazon.com (extra 3%), load it onto their SmartyPig mastercard cash rewards card (there is a one time fee of $4.95 to get the card), or transfer it back to the account you funded the goal with. The minimum to start a goal is $25, and the minimum goal amount is $250. They are FDIC insured.
Click
HERE to find watch a video on how it works.
I just opened an account recently to help with my
"Emergency Savings" Resolution.
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